Moving Insurance Explained: What New York Movers Should Know
Moving insurance explained for New York movers: released vs. full value protection, whether you need separate coverage, and the COI. From MovingServiceByTwoGuys.
Before you pack everything and open the door to your mover, keep in mind that some items may be hazardous (or even illegal) to put on the truck. When packing for a move, generally, don’t pack anything that’s flammable, combustible or explosive.
Sounds easy, right?
What Not to Pack on the Moving Truck
Well, that simple rule of thumb covers many common items you might not realize are a risk. Make separate arrangements if you need to move any of the following items that make movers balk:
- Aerosols
- Ammunition and guns
- Charcoal
- Cleansers containing bleach or ammonia
- Fertilizer
- Lighter fluid
- Nail polish remover
- Oil or gas of any sort
- Paint cans
- Pesticides and poisons
It’s Against the Law
Another tip: Don’t try to sneak any of the above items into your moving boxes. You could be breaking the law, according to the U.S. Department of Transportation:
“Federal law forbids you to ship hazardous materials in your household goods boxes or luggage without informing your mover. A violation can result in five years’ imprisonment and penalties of $250,000 or more.”
Other Items
Besides hazardous goods, movers won’t touch anything needing special attention, such as refrigerated or frozen food, plants or pets. You’ll have to find other ways to get those items to your destination.
Don’t Pack Your Valuables
There’s one other category of stuff you shouldn’t just hand over to your movers; high-value items. Your movers will take them but think twice before packing them away. If you have jewelry, priceless collectibles, precious metals, or heirlooms that aren’t easily replaced, you should take them yourself.
